STATE BANK OF HAWLEY

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** Effective February 13th: Moorhead Lobby will begin closing at 5pm but Drive-up will remain open until 6pm

Welcome to State Bank of Hawley. Welcome

At State Bank of Hawley you are doing business directly with the owners. Through the Employee Stock Ownership Plan, our employees have a vested interest in the success of the Bank and in our customer relationships. We believe that this interest is demonstrated by superior customer service.

We invite you to explore the convenience of Internet Banking by clicking on "Online Banking"at the top of this page. You may also inquire about our products and services by choosing the appropriate section.

Member FDIC Department of Housing & Urban Development

NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov.